Share:

• Ends RRSP ceiling discrimination

• Allows the ‘buy-back’ of past RRSP service for those with limited past contributions

• Places business owners and key employees on an equal pension footing with other executives

• Secures funding in the year profits are earned thereby minimizing future risk regarding funding

• Provides a disciplined and orderly way to fund an adequate retirement income

• Assets in an RCA are excluded from the estate and are not subject to probate fees when a beneficiary is named

• Assets are held in a trust and may be protected from creditors

• Investment loss protection