Retirement Compensation Funding

 

 

Funding Solutions | The Optimizer 
   
 

The OPTIMIZER - Insurance Funded Supplemental Income Enhancer

  The Situation:
 

Is your employer giving you only a 30% pension entitlement, and the RRSP provides another 30% of average pre-retirement income.  You desire a pension of 100% of final income.

How will you make up for that 40% difference in your retirement income?

  

The Solution:

 
  

A calculation is made as to the projected shortfall of 40%.  Annual contributions are made to The OPTIMIZER to the extent required to support the required after-tax withdrawals at retirement.  A Secular Trust can be used with The OPTIMIZER.  All pension funding options under the Income Tax Act must be used before The OPTIMIZER.  No loan arrangements are required.

 
   
  This material is for information purposes only and should not be construed as legal or tax advice. Every effort has been made to ensure its accuracy, but errors and omissions are possible. Individual circumstances may vary and specific legal and tax advice is recommended.

This strategy is based on current tax legislation. Future tax changes and market conditions may affect this program.

 

 
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