| Funding Solutions | OPTIMIZERPlus | |
| | | |
| | OPTIMIZER Plus - Insurance Funded Pension Enhancer |  |
| | | The Situation: |
| | Are you married to a much younger spouse? Are you concerned that Provincial Pension Legislation reduces your primary retirement benefits due to your much younger spouse? |
| | | The Solution: | |
| | | An OPTIMIZERPlus contract that can ultimately be assigned to the spouse is purchased. Contributions are made to OPTIMZERPlus to the extent required to provide the spouse with a tax-free sum on the death of the primary member to provide the required net annual survivor benefit. | |
| | | This material is for information purposes only and should not be construed as legal or tax advice. Every effort has been made to ensure its accuracy, but errors and omissions are possible. Individual circumstances may vary and specific legal and tax advice is recommended. This strategy is based on current tax legislation. Future tax changes and market conditions may affect this program. | |
| | | Related Resources: | |
| | | Case Study | Brochures | Presentations | |
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