PENSIONWrap™
For incorporated business owners and key employees.
Addresses retirement shortfalls that cannot be funded through RRSP's or IPP's.
Designed for business owners and key employees, an RRSPWrap or IPPWrap is a supplemental pension plan that enhances an existing RRSP or IPP, significantly boosting retirement income. Corporate contributions to an RRSPWrap or IPPWrap are tax-deductible, and when using PENSIONPlus funding, longevity benefits can be achieved at no extra cost of funding. Similar to RRSP/RRIF withdrawals, RRSPWrap or IPPWrap benefits are taxed upon retirement.
PENSIONPlus™
A proprietary funding approach used within our solutions.
Supports enhanced retirement outcomes within a supplemental pension structure.
PENSIONPlus is a proprietary funding model at the core of our RCA-based solutions. It supports enhanced retirement outcomes within a supplemental pension structure, while preserving the integrity of the underlying plan design.
GROUPSerps™
For family-owned and closely held companies.
Designed to address intergenerational and multi-participant retirement inequities by providing a structured supplemental pension framework for family members and key employees.
Many Family owned companies face the challenge of how to reward various generations of family working with the Family Company relative to their years with the company and contribution to it’s profits. A GROUPSerp or Supplemental Employee Retirement Plan, allows the company to fund an Intergenerational Retirement Trust that pays Supplemental Pension Benefits to family members and/or key employees.
